A Bengaluru-based founder’s views on money, savings and mental peace have started a discussion online. She believes having a strong financial cushion can reduce anxiety and help people feel more secure during difficult situations.
Simridhi Makhija, founder of The Speak Fest, shared her views in an Instagram video. She said regular income and sufficient savings can give people a greater sense of stability when unexpected problems arise.
Why Makhija Connects Money With Mental Peace
According to Makhija, financial security is not mainly about spending money on luxury, shopping, restaurants or entertainment.
View this post on Instagram
Instead, she believes the real benefit of money is the safety it can provide when life does not go as planned.
She said that having consistent money flow can help a person feel more confident and less worried about future uncertainties.
Her ₹20-30 Lakh Savings Example
Makhija specifically mentioned having around ₹20 lakh to ₹30 lakh saved in a bank account.
She argued that such a financial cushion could help a person remain calmer if they suddenly lose their job, have to support their parents or face a healthcare emergency.
Her point was that savings can provide breathing space during a crisis instead of forcing a person to immediately worry about arranging money.
She Says Financial Independence Builds Confidence
Makhija also spoke about the confidence that can come from earning and saving money independently.
According to her, financial independence gives people a cushion that can be used when unexpected situations arise. She believes this can make people feel more confident while making decisions and dealing with challenges.
What About Therapy And Other Ways To Reduce Stress?
Makhija also mentioned common methods people use to manage stress, including therapy, reading books and hobbies.
She said these activities can certainly help. However, she argued that people should also look at the underlying reason behind their continuing anxiety rather than only trying to calm themselves temporarily.
Her comments therefore placed financial stability at the centre of the discussion about long-term peace of mind.
What She Observed Among Bengaluru Founders
Makhija said her opinion comes partly from what she has observed among founders in Bengaluru.
She claimed that entrepreneurs dealing with inconsistent cash flow often face struggles in several areas of their lives. In contrast, she said founders who have achieved financial stability appear happier and more secure.
She described these observations as her personal experience and said she would continue to express her opinion despite criticism.
The Internet Has Different Opinions
Her comments quickly attracted different reactions online.
Some users agreed that financial stability can provide a type of peace that other forms of emotional support may not always offer. One commenter said stable finances can create a sense of peace that therapy cannot always replicate.
However, others felt that the relationship could work in the opposite direction.
One user argued that having a calm mind can help a person earn and manage money better. Another said stable cash flow can reduce the constant mental pressure of preparing for the next financial problem.
Some Users Disagreed With Her View
Not everyone accepted the idea that money should come first for mental peace.
One commenter argued that a calm nervous system can itself help people create and maintain financial stability. The user also pointed out that even people with large amounts of money can sometimes remain restless or worried.
Another commenter agreed with Makhija and compared a large, stable income to a protective layer against many everyday financial problems.
Why The ₹20-30 Lakh Figure Became The Talking Point
The ₹20-30 lakh figure has become one of the most noticeable parts of Makhija’s comments.
Her argument was not that people need this exact amount to be happy. Rather, she used the figure as an example of a financial cushion that could provide reassurance during emergencies such as job loss, family expenses or healthcare-related needs.
The discussion has therefore moved beyond the exact amount and towards a larger question: Can financial security create mental peace, or does mental peace help people build financial security?
Conclusion
Simridhi Makhija’s comments have sparked a wider online conversation about the connection between money and peace of mind.
Her view is that consistent income and meaningful savings can reduce financial uncertainty and give people confidence during difficult periods. At the same time, several social media users argued that emotional stability and financial success can influence each other.
Ultimately, the debate shows that people have very different views on whether money creates peace of mind or a peaceful mind helps create financial security.
FAQs
Who is Simridhi Makhija?
Simridhi Makhija is the founder of The Speak Fest. She shared her views about financial stability and mental peace in an Instagram video.
What amount of savings did Makhija mention?
She specifically referred to savings of around ₹20 lakh to ₹30 lakh as an example of a financial cushion that could provide greater reassurance during difficult situations.
Why does she believe savings can reduce anxiety?
Makhija believes savings can provide a safety net during situations such as losing a job, helping parents financially or dealing with a healthcare crisis.
Did everyone agree with her opinion?
No. While some users supported her argument, others said emotional calm can also help people build and manage money better.
What is the main debate around her comments?
The central debate is whether financial security creates mental peace or whether mental and emotional stability helps people achieve financial security.